Loretta Ruth Smith, age 89, a Smithville, TN resident and Warren County, TN native, was born February 1, 1932 and passed away July 4, 2020 at NHC Healthcare in Smithville, TN following an extended illness. A retired CNA with NHC Healthcare and a member of the Pentecostal Church, she was the daughter of the late Hershel L. and Eva Lou Cummings Simmons. She was married on February 8, 1954 to the late James Howard Smith, Sr. In addition to her husband and parents, she was preceded in death by three sons, Jimmy, Terry and Timothy Smith; daughter, Vickie Hodges; two sisters, Lorell Capshaw and Lorene Wooden; and three brothers, Hershell, Leton and Harrison Simmons. She is survived by daughter, Phyllis Jean (Michael) Meharg of McMinnville, TN; son, Christopher Paul (Annie) Smith of McMinnville, TN; twenty grandchildren, twenty great-grandchildren; daughter-in-law, Joyce Smith; and special friend, Janella Ellsworth. A graveside service and interment will be held at 11:00 a.m. Friday, July 10, 2020 at Crain Hill Cemetery in Van Buren County, TN with Carson Rust officiating. There will be no service or visitation at High’s. Online condolences may be made at www.highfuneralhome.com High Funeral Home is in charge of arrangements.